Pradhan Mantri Jeevan Jyoti Bima Yojana has been launched by the Central Government on 9 May 2015 to provide policy benefits to the citizens of the country. The scheme is being offered by Life Insurance Corporation of India and other private insurance companies through public and private sector banks. In 2015, the Prime Minister launched this insurance scheme, which covers up to Rs 2 lakh in a year at a premium of just Rs 330. The name of this scheme is – Pradhan Mantri Jeevan Jyoti Bima Yojana. Let us know what are the features of this scheme and how to avail it? Read this post carefully to get complete information.
Pradhan Mantri Jeevan Jyoti Bima Yojana 2023
Purpose of Pradhan Mantri Jeevan Jyoti Bima Yojana
This is a very good scheme for country people who want to provide social security to their family even after they are gone. Under the scheme, an amount of Rs 2 lakh provided by the government will be given to the family of the policy holder. So that he can live his life well. Through this scheme Indian citizens are to be covered with PMJJBY. Only poor and underprivileged class will get insurance through this scheme.
Pradhan Mantri Jeevan Jyoti Bima Yojana Benefit
Term insurance (life insurance) plans are made available under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). If a person dies due to an illness or accident after registration in this scheme, his family gets Rs 2 lakh. The scheme was launched on May 2015.
Eligibility of Pradhan Mantri Jeevan Jyoti Bima Yojana
Citizens taking policy under this scheme should be between 18 to 50 years of age only.
Under this TRAM plan, the policy holder has to pay a premium of Rs 436 per year.
Under this scheme it is mandatory for the policyholder to have a bank account because the amount given by the government will be directly transferred to the beneficiary’s bank account.
Customer shall maintain the required balance in the bank account at the time of Auto Debit on or before 31st May every year.
Pradhan Mantri Jeevan Jyoti Bima Yojana Documents
Aadhaar Card of the applicant
Bank account passbook
Passport size photograph
How to Apply Pradhan Mantri Jeevan Jyoti Bima Yojana Online?
First the beneficiary has to go to their office website. By going to the home page they have to go to “Pradhan Mantri Jeevan Jyoti Bima Yojana”.
After clicking on this plan, its Pfd has to be downloaded.
After downloading he has to fill the application form completely carefully.
Fill the application form and attach the required documents. This form has to be deposited in the bank where the beneficiary has an account.
You need to have Rs 330 in your bank account. Because the premium of 330 will be deducted after filling the form.
To avail the scheme, consent letter of premium amount and auto debit has to be submitted. Application form should also be attached with them.
Pradhan Mantri Jeevan Jyoti Bima Yojana Form Download Process
First of all you have to go to the official website of PMJJBY. https://jansuraksha.gov.in
Now the home page will open in front of you.
On the home page you have to click on the form option.
Now a new page will open on your screen.
On this page you have to click on PMJJBY option.
Now following options will open on your screen.
You have to click on the option as per your requirement.
After that you have to download the form.
This way you can download the form.