વોટ્સએપ ગ્રુપમાં જોડાઓ ક્લિક કરો

In today’s fast-paced world, securing your child’s future is a top priority for every parent. State Bank of India (SBI) understands this concern and has introduced an exceptional savings scheme – the SBI Sukanya Samriddhi Yojana. This government initiative promises a prosperous future for your daughter with an impressive maturity amount of ₹15 lakh after just 15 years of investing a minimal sum of ₹250. In this comprehensive guide, we will delve into the intricacies of this scheme, covering the application process, required documents, and eligibility criteria.

SBI Sukanya Samriddhi Yojana

SBI Sukanya Samriddhi Yojana is a unique government scheme designed to secure the future of daughters across the country. By participating in this initiative, you not only ensure financial stability but also contribute to the socio-economic development of your beloved child.

Key Highlights:

  • Scheme Name: SBI Sukanya Samriddhi Yojana
  • Type of Article: Government Scheme
  • Who Can Apply? Every daughter in the country is eligible.
  • Application Method: Offline mode only
  • Minimum Premium Amount: A mere ₹250
  • Scheme Duration: Just 15 years
  • Maturity Amount: A substantial ₹15 lakh

How to Apply for SBI Sukanya Samriddhi Yojana

Applying for the SBI Sukanya Samriddhi Yojana is a straightforward process. Here’s a step-by-step guide to get started:

  1. Visit Your Nearest SBI Bank Branch: Locate your nearest State Bank of India branch.
  2. Get SBI Sukanya Samriddhi Yojana Application Form: Request the application form from the bank officials.
  3. Fill the Application Form Carefully: Complete the application form with accurate details.
  4. Attach Required Documents: Ensure that all necessary documents are self-attested and securely attached to the application.
  5. Submit the Application: Hand over the filled application form and supporting documents to the SBI Bank branch.
  6. Collect the Receipt: Receive a receipt as proof of your application for future reference.

For additional information and assistance, you can visit the official SBI Sukanya Samriddhi Yojana website.

Benefits and Features of the Scheme

SBI Sukanya Samriddhi Yojana offers a multitude of benefits to parents who wish to secure their daughter’s future:

  • Low Premium: With a minimum premium amount of just ₹250, this scheme is accessible to all income groups.
  • Lump Sum Maturity Amount: After 15 years, you will receive a lump sum of ₹15 lakh, providing financial security for your daughter’s life events.
  • Flexible Investment: Use the maturity amount for your daughter’s marriage or invest it in her career development.
  • Socio-Economic Development: By participating in this scheme, you actively contribute to your daughter’s socio-economic growth and a brighter future.

Documents Required for Enrolment

To enroll your daughter in the SBI Sukanya Samriddhi Yojana, you will need the following documents:

  1. Girl’s Aadhar Card
  2. Aadhar Card of Parents
  3. Girl’s SBI Bank Account Password
  4. Active Mobile Number
  5. Passport-Size Photo of the Girl Child

These documents are essential to ensure a smooth application process.

Frequently Asked Questions (FAQs)

  1. If you deposit ₹1000 for 15 years in Sukanya Yojana, how much will you get in 18 years?
    • If you deposit ₹1000 per month for 15 years in Sukanya Yojana, you will get approximately ₹5,58,407 after 21 years at an 8% interest rate.
  2. If you deposit ₹250 for 14 years in Sukanya Yojana, how much will you get in 18 years?
    • If you deposit ₹250 per month for 14 years, when your daughter turns 18, you can withdraw 50% of the amount, which would be approximately ₹60,000.
  3. What is the duration of the scheme?
    • The total duration of this scheme is 15 years.
  4. Is the maturity amount taxable?
    • No, the maturity amount received under the scheme is tax-free.

In conclusion, SBI Sukanya Samriddhi Yojana is a remarkable opportunity for parents to secure their daughter’s future. With its minimal investment requirements and substantial maturity amount, it ensures financial stability while contributing to your child’s bright future. Don’t miss out on this chance to provide your daughter with the financial security she deserves.

Get started today and unlock a world of possibilities for your beloved daughter.

By sam