TATA Capital Personal Loan: Provides solutions for financial needs in daily life. Whether it’s handling unexpected expenses or starting a business, getting funding quickly can reduce stress and prevent the need for high-interest loans.
TATA Capital Personal Loan
TATA Capital Personal Loan offers an online solution to the financial needs of customers. Loan amounts can be tailored to individual needs, and the application process can be completed entirely online. For more details, an informative article about TATA Capital Personal Loan is available in Hindi.
TATA Capital, a subsidiary of Tata Group, is offering personal loans for the year 2023. The loan amount ranges from ₹40,000 to ₹35 lakh. Customers can apply for the loan both online and offline. For assistance in online applications, a customer service helpline is available.
Tata Capital offers the facility of applying for personal loans through WhatsApp. This allows customers to apply for loans from the comfort of their own homes. However, there are certain terms and conditions that must be met and required documents must be submitted. More information about these requirements can be found in the article provided.
Eligibility for Tata Capital Personal Loan
To be eligible for TATA Personal Loan in 2023, the following criteria must be met:
Applicant’s age should be between 22 to 58 years
Applicant’s monthly salary should be at least ₹15,000
Applicant must have at least 1 year of work experience
A minimum CIBIL score of 750 is required
The applicant should have been working in the same company for at least 6 months
The loan amount can be up to 30 times the salary of the applicant.
Documents required to take loan
To apply for TATA Personal Loan, the following documents are required:
A valid ID issued by the government, such as Aadhaar card, PAN card or passport
If employed, salary reduced for last 3 consecutive months
For self-employed applicants, photocopies of business documents, such as tax information and company registration licenses
Last 6 months bank statement
Proof of residence, such as an electricity bill or telephone bill.
How To Apply Tata Capital Personal Loan
Tata Capital Personal Loan can be availed through both online and offline methods. The loan amount can be up to ₹40,000. The process of applying for a loan can be done online or by contacting the company’s customer service representatives through a phone call. This service is offered to make the application process more convenient for customers.
Go to the official website of Tata Capital.
Click on the Personal Loan link.
Read the instructions provided carefully.
Click on “Apply Now” link
Select your user type.
Enter your mobile number and verify it through the OTP sent by the company
Provide personal information including salary information
Upload relevant documents online
Click on submit button
The company will review the application and if you meet the eligibility criteria, an employee will contact you to proceed with the loan process and the loan will be disbursed to your bank account.