Empowering Women with LIC’s Aadharshila Plan

In an ever-evolving world, securing one’s future is of paramount importance. The Life Insurance Corporation of India (LIC) recognizes the significance of financial planning and, with that in mind, has introduced the Aadharshila Plan, a unique investment opportunity tailored to cater to women’s needs. This innovative scheme empowers women to gradually accumulate substantial savings and offers them a secure financial future. In this article, we will delve into the details of this plan, explaining how women between the ages of 8 to 55 can invest, save, and secure a brighter future.

The Power of LIC’s Aadharshila Plan

Making Wise Investments

The Aadharshila Plan is an exclusive financial avenue designed for women who want to invest wisely. It allows women to start saving with as little as Rs 29 per day. With disciplined saving, you can watch your money grow exponentially over time. Let’s look at an example: If you consistently save Rs 29 per day for 20 years, you would have deposited a total of Rs 10,959 in your LIC Aadharshila account. Starting at the age of 30, your total investment over two decades would amount to Rs 2,14,696. When the plan matures, you will be rewarded with a sum of Rs 3,97,000. This not only helps in building savings but also in securing a comfortable financial future.

Financial Security for Women

LIC’s Aadharshila plan is not just about savings; it also provides financial security for you and your family. In case of unforeseen events, such as the policyholder’s unfortunate demise, this scheme ensures that your family remains financially secure. The policyholder’s loved ones receive the sum assured on the maturity of the policy, providing a safety net during challenging times.

Key Features of Aadharshila Plan

Minimum and Maximum Sum Assured

Under this scheme, the Basic Sum Assured ranges from a minimum of Rs. 75,000 to a maximum of Rs. 3 lakhs. This flexibility allows you to choose the coverage that best suits your individual needs and financial goals.

Policy Tenure

The Aadharshila Plan offers a policy tenure of a minimum of 10 years and a maximum of 20 years. This flexibility lets you tailor the plan’s duration to your specific requirements and life goals.


Women between the ages of 8 to 55 can invest in LIC’s Aadharshila plan, making it accessible to a wide range of women. Furthermore, the maximum maturity age is 70 years, ensuring that you can enjoy the benefits of your investment well into your retirement years.

Premium Payment Flexibility

LIC understands the importance of flexibility in managing your finances. Premiums for the Aadharshila Plan can be paid monthly, quarterly, half-yearly, or annually. This allows you to choose a premium payment schedule that aligns with your financial situation.


The Aadharshila Plan by LIC is a game-changer for women seeking financial security and savings. With minimum investment requirements and a range of flexible features, it is tailored to empower women at every stage of life. Whether you’re a young woman looking to secure your future or someone in their prime planning for a comfortable retirement, this scheme has you covered. The LIC Aadharshila Plan offers not only financial security but also the peace of mind that comes with knowing you’re investing wisely in your future.

Frequently Asked Questions

1. Who is eligible for LIC’s Aadharshila Plan?

Women between the ages of 8 to 55 are eligible to invest in LIC’s Aadharshila Plan.

2. What is the minimum and maximum sum assured under this scheme?

The Basic Sum Assured ranges from a minimum of Rs. 75,000 to a maximum of Rs. 3 lakhs.

3. Can I choose the duration of the policy?

Yes, you can choose a policy tenure of a minimum of 10 years up to a maximum of 20 years.

4. How often can I pay the premiums?

Premiums can be paid monthly, quarterly, half-yearly, or annually, giving you the flexibility to manage your finances.

5. What happens in the event of the policyholder’s demise?

In case of the policyholder’s unfortunate demise, the scheme ensures that the family receives the sum assured, providing financial security during challenging times.

Secure your financial future with LIC’s Aadharshila Plan and invest in your dreams today!

Leave a Comment